IOU - debt manager

IOU - debt manager

By Sergey Tubin

  • Category: Finance
  • Release Date: 2012-12-10
  • Current IOS App Version: 4.0.1
  • Adult Rating: 4+
  • File Size: 8.80 MB
  • IOS App Developer: Sergey Tubin
  • Compatibility: Requires iOS 11.0 or later.
Score: 4
From 56 IOS App Ratings


IOU (I owe you) is a debt manager app for things and money. With options like recurring debts, payments and notifications you can keep track of loans, periodic payments, bills and personal debts all in this single app! Syncing to allows keeping and editing your data on different devices and in web browser and share debts with your contacts. Features: -Borrow/lend things and money -Partial payments -History of settled debts -Notifications for overdue debts -Recurring debts and payments -Password or Touch ID protection -Cloud sync -Debts sharing -Automatic email reminders (sync required) -Send email or SMS to debtors -Photo attachments For any questions, issues and suggestions please write to If you like the app, please support it by rating and leaving a review!



  • 100

    By Cafe1927
    Muy buena aplicación
  • Don’t waste ur money

    By Ballu Rehal
    This is the stupidest thing on the face of earth. I wasted my money and they don’t refund.
  • Near perfect. A paid app also having a subscription IAP is for the dark ages…

    By cacapoopy
    This is a paid for app yet it also has a monthly subscript service that enables very trivial but essential features such as email reminders, cloud backup, and web based integration. It simply is not worth paying a monthly fee for the services on top of paying for the up upfront. I had to buy Judy to try, which is s terrible sales tactic. Even the most affordable price for an app is too much if you can’t return it after learning it doesn’t suit your needs. Integration with your address book for email alerts would be a welcome feature as well as integration with your address book for SMS Alerts through twillio ( or similar) could also be a nice feature. The overall flow of the app from entry of debt to paying off the debt to partial payment of debt to overpayment of debt to the actual entry of the debt is convoluted and confusing. Some rearranging of the screen and workflow of data entry is in order. It’s not a show stopper and I was able to get used to it but it definitely was a consideration when evaluating it. Had I not paid for the app I probably would not have mentioned any of these things or even bothered with a review of this nature.
  • Very useful app

    By mbxok
    I use this app to keep track of all monies and things owed to me or that I ow others. It makes it very easy and simple. Keep up the good work.
  • Has potential

    By MCinOH
    The app has potential to be a very good tool. It already appears to have many more features than most apps of this type, however I'm always guessing at what I think the app does. There isn't much in the way of documentation and although the app appears to be regularly updated, the developers don't respond to questions. I hope it continues to improve and becomes more clear as to what the features are, and how they are used.
  • Works great

    By apemanadc
    Works great no problems yet adding a few new things wouldn't hurt like backgrounds .
  • Do Not Buy. It is a con

    By Dudeskur
    I purchased this app for my brother and I to help keep track of iou's I paid my $3 & my brothers $3 to find out after 2 weeks they lock your data and ask for a monthly payment of $2.49 It's definitely not worth the $2.49 a month. ABSOLUTE JOKE!
  • Not working

    By Tbym55
    I downloaded this app and entered debts and others. Couple of weeks later I go back to the app to check status and guess what.... Yap!! Everything gone😡😡 Waste of time money and energy. Not to mention the hassle.... Had potential...
  • Finally

    By TonyLewis
    I think I tried 25 lending apps until I finally found this one. By far the best and simplest interface for lending and borrowing money. Most importantly to be able to owe or lend someone money and have the ability to make payments towards the balance and have those payments show in a easy to understand way. This app is absolutely simple yet powerful. Perfect in almost every way, the only thing I would change is the icon, a little childish for me. Thanks for a great app hope to see updates I'll be recommending this app to my friends who need a similar app.
  • The best

    By Diggler069
    I love this app