By Finicity Corporation

  • Category: Finance
  • Release Date: 2011-02-17
  • Current IOS App Version: 5.3
  • Adult Rating: 4+
  • File Size: 140.01 MB
  • IOS App Developer: Finicity Corporation
  • Compatibility: Requires iOS 9.0 or later.
Score: 4.5
From 4,632 IOS App Ratings


Easy to Get Started: Start today by downloading the Mvelopes budget app and use it for free for 1 month, add your financial institutions and come up with a budget that will keep you on the path to financial freedom. You will get all your transactions sent to your Mvelopes account and you will easily be able to track all your account balances in one easy to use the app. Mvelopes uses an envelope budgeting method to help you plan and track your household or personal budget. You can assign and manage your budget, as well as receive feedback on where you have spent your money and how much you have remaining Mvelopes offers 4 different in-app subscriptions that will auto-renew unless canceled. - Mvelopes Basic Monthly -$5.99/mo or $59.99/yr - Unlimited Envelopes, Unlimited Accounts, Live Chat Support. - Mvelopes Plus -$18.99/mo or $189.99/yr - Unlimited Envelopes, Unlimited Accounts, Live Chat, Learning Center, and a Quarterly Coaching Session. Each user is eligible for one 30 day free trial. Upgrading or downgrading to a subscription will not enable a new 30 day free trial. These plans are: - Mvelopes Basic Monthly - No Trial - $5.99/mo - Mvelopes Basic Yearly - No Trial - $59.99/mo - Mvelopes Plus Monthly - No Trial - $18.99/mo - Mvelopes Plus Yearly - No Trial - $189.99/mo • Payment will be charged to iTunes Account at confirmation of purchase or if it has a trial at the end of the trial period. • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase • See our Privacy Policy for more details. • Mvelopes is an A + Rated Business with the Better Business Bureau • Tool for Tidying Up Your Budget - Credit Karma • Named best app for “Over Spenders” - Kiplinger’s Personal Finance • App That Makes Budgeting Fun - WiseBread • Best Online Money Management Tool - Nasdaq • Budget App for Recent Graduates - NerdWallet • Right Tool for Keeping Financial Resolutions - • App That Helps Manage Your Student Loans - SoFi • Budget Tool for the New Year - Chicago Tribune Get The Most Out Of Your Money Use the Mvelopes budget app to help make more informed budgeting decisions and future plans. Track your bank accounts and credit card balances alongside your budget to help pay off your debt and increase savings faster. Create a financial plan for the future and make it happen. Save time with the Mvelopes budget app and its access to over 16,000 financial institutions, so you can focus on managing finances and not entering transactions. Be secure with in-app security settings, a four-digit PIN or your Mvelopes username and password. Mvelopes Features: • Import your bank and credit card accounts and track your spending within Mvelopes • Unlimited envelopes and financial institutions can be used in your account • Use digital envelope budgeting system to organize and simplify your finances • Easily access or adjust your budget on the go • Categorized spending helps you make informed decisions when you shop • Inbox-style transactions makes it easy to stay on top of your budget every day • All-in-one accounts screen lets you view your checking, savings and credit card balances in one place • Assign transactions to envelope categories, including splitting individual transactions into separate categories • Complete, real-time synchronization with the Mvelopes web app at • Money saving tips, ebooks, and videos inside the app Terms of use and privacy -



  • Can’t sync to accounts

    By hawkinbill
    I really loved this app for the one week it worked. Then all of a sudden it couldn’t connect to my bank. When I contacted customer service, they said my credentials stored for my bank must be wrong. Why are they suddenly wrong when I never changed them, and I could still log into my actual bank just fine? Then randomly it started working again, without me changing anything, so I thought maybe it was just a glitch. But then a couple days later, it couldn’t connect again for the same reason! I never changed my banking credentials, so why is it suddenly saying they’re wrong? I tried contacting customer service through the live chat again and waited over an hour and a half and never got a response. I tried re-entering my credentials countless times, I sent in service tickets, and the only response I ever got was that I needed to try entering my credentials again and to try the live chat. Entering the credentials again never worked because they were already right in the first place, and no one ever picked up the live chat! Again, an awesome program when it worked, but awful customer service and useless 90% of the time when it can’t connect to your bank.
  • Love it

    By Birdwatcher83
    The perfect solution for us!
  • If you want glitches, a slow app, and your budget messed up, use Mvelopes

    By Jolyman107
    The app is glitchy, slow, and doesn't always save transactions to the envelope you assigned them to. Also, they updated their app recently and it reset 100 transactions from the month of January so now my budget is off, the envelope amounts of incorrect, and I can't remember what money went where because it reset 4 weeks of data!! DON'T USE MVELOPES!! Their customer service is also spotty, it's like they try to help, then get bored and stop communicating altogether
  • Doesn’t work

    By Redhead468
    Wish I could try this app out, but it doesn’t connect to my bank. So, moving on...
  • Okay but not okay

    By Nivrisk
    I signed up back in 2016ish. Used it Constantly on my laptop to track my then minimal income/expenses and try to build myself some savings. But a year or so ago it wouldn’t connect to my bank at all. Even with the ticket things. So I switched banks thinking it was the bank. But turns out it’s the Mvelopes system that’s bad. And I guess it’s not even bad just that if I need to verify my accounts I only get one try. So if the call/text message doesn’t come through with the code I have to fill out a ticket. Seriously! How hard is it to simply make the ticket optional? Let me retry the verification as many times as I want before I decide to fill out the ticket.
  • When it works...

    By Nome64
    When it works-it’s fantastic. I just downloaded the new version and can’t sign in.
  • Used to be great

    By B19831036
    Long-time mvelopes user. Things went downhill and have remained poor ever since the mvelopes5 release. Far too buggy for a paid version when the prior free version worked perfectly.
  • Love the software/hate the app

    By Jdub7272
    Still unable to use the app since all of this crazy updating and changing started. Crashes, won’t load, failed transactions etc. I’ve followed all the steps multiple times but have not had any long term success. I use the online portal with no issues but I don’t even bother with the app anymore.
  • The iPhone App

    By godzone3
    The latest version of this app I haven’t been able to refresh my one bank account. This version is now useless to me. Contacted customer support but no help yet.
  • Clunky app

    By Awrrktz
    I like this concept for budgeting, but the desktop app, which I used most often, was clunky to use. Accounts don’t auto-refresh on opening the app, and I could not figure out how to correct a miscategorized expense in the system envelopes- throwing everything off. Also, my monthly funding profiles never loaded consistently.