YNAB (You Need A Budget)

YNAB (You Need A Budget)

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current IOS App Version: 2.6.3
  • Adult Rating: 4+
  • File Size: 76.79 MB
  • IOS App Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 10.0 or later.
Score: 4.5
From 8,786 IOS App Ratings


YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. - Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Terms of Use: https://www.youneedabudget.com/terms/?isolated Privacy Policy: https://www.youneedabudget.com/privacy-policy/?isolated



  • Helped me buy a house.

    By cuteepy03
    I love YNAB!! It had helped me to save to purchase a house. I took a break from it and ran into financial troubles. I have learned that I need a clear ease to use software to help me with my financial goals.
  • Truly empowering

    By momma.mel
    A number of years ago I tried YNAB, but in my opinion, it was still in its infancy. I did not readily grasp the concept, it was not compatible with all platforms I used and quit struggling with it after a few months. Fast forward a few years and my financial situation had not improved, so I decided to give it another try. YNABs staff and developers have transformed this app into a truly empowering and enlightening app. It’s User interface is sleek, user friendly, and compatible across all the platforms I use: PC, iPad and android. I did watch a number of their YouTube videos to understand the budgeting system but after 6 months I have finally created a good emergency fund and have never dip into overdraft. Way to go YNAB! I will be a user for life
  • Great product, must get

    By YNAB is awesome
    YNAB has been such a help to my wife and I. It allows us to easily assign “every dollar a home” and helps us each month stay on top of our budget. It lets you know what transactions come in, whether it’s a purchase or a direct deposit. Plus, you can record transactions right on the spot, so that way your budget is updated throughout the day. We used to just use old fashion paper and pen for our budget, but YNAB has given us a way to consistently budget and steward our money, and is a tool that has given us financial peace. It’s cheap, and I definitely recommend it!
  • Working YNAB like a boss

    By CaliCatKween
    I have never made a review for an app. Ever. But YNAB is more than an app. It has saved me! Before YNAB I was constantly worried about my rent check just barely clearing my account. Now I’m a solid month ahead plus having extra money to put into investment accounts. I now love paying my bills without anxiety. I use credit cards not because I have to but for the cash rewards. My credit card now pays me cash back. The YNAB rules are key. “Every dollar has a job” really was the main concept that has help me get ahead. I’m like a freaking financial genius...working YNAB like a boss.
  • Great product

    By indianburger
    There’s a steep learning curve but after a month I’m totally digging this. I finally feel I have a clear handle of where my money goes and how to forecast.
  • Great app , reviewing fee makes it not perfect

    By terowz
    Have to be honest. Everyone wants to keep taking your money. I understand they need to get paid but this costs $80 a year. So I don’t see myself using this app for years. I’ll use it the first year than I think I’m done. If it was a one time payment would have been 5 stars.
  • Get it

    By jaredwjo
    This app is the backbone of my financial strategy. It has made me more aware and in control of my finances than any other app I’ve used, and I’ve tried all the other big players. It helped me shift from living off my credit cards every month to get rid of the credit card debt and live within a real budget. Get it.
  • Good app, but with a suggestion

    By Scotteeboy
    This is a solid app, nice job. As an avid iPad Pro user, I’d really like to see split screen support. Currently, you can only blow this app up full screen. It doesn’t play nicely with other apps. That would be great if you could bring this feature onto the roadmap.
  • Go YNAB, Find Freedom

    By MikeWhite29
    Once you commit to YNAB, consider yourself financially free. Those who think it cannot be, do not trust themselves.
  • The best!

    By YNAB aholic
    Everyone needs YNAB!!! I love it.